General Contractors Insurance

All general contractors in California are required to carry a surety bond and general liability insurance, which protects your business from expenses associated with common mishaps, such as customer injuries and property damage.

Depending on the specifics of your work, general contractors may be required to purchase additional types of insurance. For example, if your business owns a vehicle, you likely need to purchase commercial auto insurance.

To meet state requirements in California, general contractors with employees must provide workers’ compensation insurance, which covers lost wages and medical bills for work injuries.

In some cases, general contractors may also be required to carry builder’s risk insurance.

A general contractor insurance policy is custom-built to address the specific risks faced by contractors. It combines various types of coverage to protect the contractors’ business.


Contractor Surety Bonds

Certainly! In California, contractors must obtain a contractor license bond to qualify for a license. This bond serves as consumer protection, ensuring compensation for defective work or violations. It also covers unpaid wages for employees. As of 2023, in AIMS4INSURANCE We are specialized in providing the best contractor bonds that cover all your needs, the bond amount has been increased. Contractors must comply with this requirement to maintain trust and professionalism in the construction industry, and this is our role that we secure our customers of contractors.

General Liability Insurance

In California, general contractors are required to show proof of general liability (GL) insurance. This policy serves as the foundation of their protection. It covers damage to client property and provides coverage in case of client injuries. Most commercial leases also mandate this insurance. For contractors, having general liability coverage is essential to operate legally and responsibly within the state. All you can do is just calling us in AIMS4INSURANCE and we will provide you the best GL policy tailored for your requirements.

Workers’ Compensation Insurance

All businesses in California with one or more employees are required by law to carry workers’ compensation insurance. This coverage protects employees if they become ill or injured due to their job. It includes medical care, disability payments, lost wages, and death benefits. California’s workers’ comp system operates on a no-fault basis, meaning employees don’t need to prove fault to receive benefits. Employers can call us to purchase this insurance from the best licensed companies with the best rates, or we can help them in AIMS4INSURANCE.COM that we can do it for them through the State Compensation Insurance Fund. Compliance with this requirement is crucial for responsible business operations within the state

Have A Questions ?

If you got a question, look no further. We post the most common questions. If you have any further questions please feel free to ask our Insurance expert.

Need A Free Quote?

It’s crystal clear that you are going to save with us but we will surprise you with how much you could save. Our quotes are personalized for you and specific to meet your needs and requirements!

Aims Insurance Services Inc. has been serving California for over 10 years. What we do is provide high quality cost effective auto insurance, homeowners insurance, commercial insurance and renters insurance to residents of California.

Contact Info

Copyright © 2021 Aims Insurance, lnc.

All Rights Reserved