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Auto Insurance FAQ
Answers for drivers looking for affordable car insurance, liability coverage, full coverage, proof of insurance, and same-day auto insurance options.
Yes. In many cases, AIMS Insurance can help you get same-day auto insurance when you have your driver information, vehicle details, address, and payment method ready. Start with our auto insurance page.
Liability car insurance helps pay for injuries or property damage you cause to others in a covered accident. It does not usually pay for damage to your own vehicle.
Full coverage usually means a combination of liability, collision, and comprehensive coverage. It may help protect your vehicle from accidents, theft, vandalism, weather damage, and other covered losses.
Yes. AIMS helps many drivers who have tickets, accidents, lapses, DUI history, or other driving record concerns. Available prices depend on your situation, but comparing multiple carriers may help.
Your rate may be affected by your driving record, location, vehicle, age, coverage limits, prior insurance history, claims, tickets, and accidents. AIMS compares multiple carriers to help you find affordable options.
Need affordable auto insurance?
Compare options from multiple carriers and get help from licensed AIMS agents.
Answers about SR22 filings, non-owner SR22, suspended licenses, DUI-related filings, policy lapses, and high-risk driver coverage.
An SR-22 is not a separate insurance policy. It is a certificate filed by an insurance company with the state to prove that you carry the required auto insurance. Learn more on our SR22 insurance page.
In many cases, an SR-22 can be filed quickly after your policy becomes active and your information is complete. If you need urgent help, tell the agent that you need fast SR22 filing.
Yes. Many drivers may qualify for non-owner SR22 insurance if they need the filing but do not own a vehicle. This can help satisfy state requirements while providing liability coverage when you drive a car you do not own.
If your SR22 policy cancels or lapses, the insurance company may notify the state. This can cause license or registration problems, so it is important to keep the policy active.
Yes. AIMS helps drivers who need insurance after DUI-related issues, suspended licenses, accidents, lapses, and other high-risk situations.
Need SR22 filed fast?
AIMS can help you compare SR22 and non-owner SR22 options.
Answers for riders who need motorcycle liability coverage, physical damage coverage, affordable motorcycle insurance, and policy options.
Yes. AIMS can help new and experienced riders compare motorcycle insurance options based on the bike, riding history, location, and coverage needs. Visit our motorcycle insurance page.
Motorcycle insurance may include liability, collision, comprehensive, uninsured motorist, medical payments, and accessory coverage depending on the policy.
Most states require motorcycle riders to carry minimum liability insurance. Requirements vary by state, so it is important to confirm the coverage needed where you ride.
Yes. New riders can usually get motorcycle insurance, but the price may depend on age, license status, riding experience, motorcycle type, and coverage selected.
Need motorcycle insurance?
Protect your bike and compare coverage options with AIMS.
Answers about home insurance, dwelling coverage, personal property, liability, water damage, roof coverage, and lender requirements.
Homeowners insurance usually helps protect your home, personal belongings, and certain liability situations, depending on your policy. Learn more on our homeowners insurance page.
If you have a mortgage, your lender will usually require homeowners insurance. Even if your home is paid off, many homeowners keep coverage to protect against major financial loss.
Some sudden and accidental water damage may be covered, but flooding, long-term leaks, and maintenance-related problems are often treated differently.
Roof coverage depends on the cause of damage, roof age, condition, policy terms, and deductible. Covered events may be handled differently than wear and tear.
Helpful answers for renters who want to protect personal belongings, liability, and temporary living expenses after covered losses.
Usually yes. Your landlord’s insurance normally protects the building, not your belongings. Renters insurance can help protect your personal property and may include liability coverage. Visit our renters insurance page.
Renters insurance may help cover personal belongings, liability claims, and additional living expenses after certain covered losses.
Renters insurance is often affordable, but the cost depends on location, coverage amount, deductible, personal property value, and other factors.
Answers for businesses that need general liability, commercial auto, property coverage, workers’ compensation, bonds, and industry-specific insurance.
The right coverage depends on the business type, location, employees, property, vehicles, contracts, and risks. Many businesses ask about general liability, commercial auto, property coverage, workers’ compensation, and bonds. Visit our all commercial insurance page.
General liability insurance can help protect a business from certain claims involving bodily injury, property damage, and other covered liability situations.
Commercial auto insurance helps cover vehicles used for business purposes. If your vehicle is used for work, service calls, deliveries, hauling, or business operations, personal auto coverage may not be enough.
Need business insurance?
Tell AIMS what your business does and compare commercial insurance options.
Answers for contractors who need liability insurance, bonds, commercial auto, tools coverage, and coverage required for jobs or licenses.
Many contractors need insurance, bonds, or both depending on licensing rules, project contracts, and the type of work they perform. Visit our general contractors insurance page.
Contractors often ask about general liability, commercial auto, tools and equipment coverage, workers’ compensation, and surety bonds depending on their work and contract requirements.
Yes. If your policy includes the required coverage, you may be able to request proof of insurance or a certificate of insurance for clients, jobs, or project requirements.
Contractor coverage questions?
Protect your business, tools, vehicles, and job requirements.
Answers for restaurant owners, food businesses, cafés, and operators who need liability, property, workers’ compensation, and equipment coverage.
Restaurant owners often ask about general liability, property insurance, equipment coverage, workers’ compensation, liquor liability, and business interruption options. Visit our restaurant insurance page.
Some policies may include or offer coverage for restaurant equipment, depending on the policy terms, cause of loss, and coverage selected.
If a restaurant has employees, workers’ compensation may be required depending on state law and business structure.
Restaurant insurance made easier
Compare coverage for your restaurant, café, or food business.
Answers for owner-operators and trucking businesses that need liability, physical damage, cargo, trailer, and commercial trucking coverage.
Yes. AIMS can help owner-operators and trucking businesses compare options based on vehicles, drivers, routes, cargo, and business operations. Visit our trucking insurance page.
Trucking businesses may need primary liability, physical damage, cargo coverage, trailer interchange, non-trucking liability, or other coverage depending on operations and contracts.
Trucking insurance cost depends on vehicle type, driving history, cargo, routes, radius, business experience, coverage limits, and claims history.
Answers for RV owners who need coverage for motorhomes, travel trailers, personal belongings, liability, and road use.
Yes. RV insurance can be different because coverage may depend on the type of RV, how often you use it, whether you live in it, and the protection you want. Visit our RV insurance page.
RV insurance may include liability, collision, comprehensive, personal belongings, roadside assistance, and other coverage depending on the policy.
Protect your RV
Compare RV insurance options before your next trip.
Answers for drivers who plan to cross the border and want temporary Mexico auto insurance or travel-related vehicle coverage.
Many drivers purchase Mexico insurance before crossing the border because regular U.S. auto insurance may not provide the protection they expect in Mexico. Visit our Mexico insurance page.
Yes. Depending on availability, Mexico insurance may be available for short trips, vacations, or temporary travel needs.
Answers for boat owners, jet ski owners, and customers looking for coverage for personal watercraft and recreational use.
Watercraft insurance can help protect boats, jet skis, and other personal watercraft depending on the type of vessel, usage, location, and coverage selected. Visit our watercraft insurance page.
Insurance may be required by lenders, marinas, or certain agreements. Even when it is not required, many owners choose coverage to protect against liability and damage.
Need watercraft insurance?
Protect your boat, jet ski, or personal watercraft.
Answers about surety bonds, license bonds, contractor bonds, permit bonds, and financial guarantees for business or legal requirements.
A surety bond is a financial guarantee often required for licenses, contracts, permits, or legal obligations. It is different from a standard insurance policy. Visit our surety bonds page.
Contractors, business owners, professionals, and applicants may need a surety bond depending on licensing rules, contracts, permits, or court requirements.
Need a surety bond?
AIMS can help you review bond options and requirements.
Simple answers about getting free insurance quotes, preparing documents, comparing carriers, changing policies, and contacting AIMS.
Yes. AIMS provides free insurance quotes. You can compare options without obligation and choose the policy that fits your needs and budget.
For auto insurance, have your driver’s license, vehicle details, address, and driving history ready. For homeowners or business insurance, property details, business information, and current policy details can help.
Yes. AIMS works with multiple carriers, allowing the team to compare options and help you understand what fits your needs and budget.
In many cases, yes. You may be able to adjust coverage, add vehicles, remove vehicles, update drivers, or change certain policy details. Contact AIMS to review your options.
Still have questions?
Call, visit an office, or request a free quote online.
Find local help from AIMS Insurance offices across California, including auto insurance, SR22 help, homeowners insurance, and commercial insurance support.
Yes. AIMS has multiple California office locations where customers can get help with quotes, policies, SR22 filings, and insurance questions. Visit our locations page.
You can contact the location closest to you or use the main contact page. AIMS offices can help with many of the same insurance products and quote requests.
Yes. You can request a quote online, call AIMS, or visit an office depending on what is easier for you.
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